While these numbers aren't true for the density of water, they give a good approximation. Let's say you measured out 19 mL on the pipette. Based on its uncertainty, your answer is accurate out to 19.0 mL. (Since your inaccuracy is that next decimal place). Your volume has 3 significant figures. Now you go and weight the water on the tared balance and you get a reading of 18.004 grams. This is as accurate as you can get because the uncertainty lies in the next decimal place. So your mass has 5 significant figures. When you do your density calculation, you'll have 18.004/19.0 = 0.94757894.. Since the volume measurement only has 3 sig-figs, your final answer would be 94.8x10-2 g/mL.