When I did mine only students with a 1st or 2i got automatic funding from the research councils. So if a lecturer took on a student with a 2ii either the lecturer or the student needed to pay the fees and living expenses etc. You say you are doing a masters and doing well but you haven't finished it yet so you are still a risk for a lecturer. Looking at your profile the Uni you are doing your masters at is a long way down the league tables from the Uni's you are applying to do a PhD at, that is not going to help. Once you have completed your masters you may have more chance.
I realise this is not what you want to hear but there is no point in you banging your head against a brick wall day in day out.
Being very honest with you life's tough and PhD's are meant to be for the brightest and the best not just anyone gets to do one. If you were a just bit lazy during your degree but have now grown up some and are putting the effort in then once you have a good masters you'll stand a better chance. If you worked you arse off during your degree and still only got a 2ii then you will really struggle to finish a PhD. It is better to not start one than drop out and fail it later, if I got a CV from 2 people with a 2ii and one started and then failed a PhD while the other got an entry level job I'd bin the CV from the failed PhD.
Thank you for your reply, its the reality check I needed. None of my lecturers will even be honest with me. They just say "Well persons x y z went on to do a PhD at Oxford, Leeds... So theres no reason why you cant do it." No one is honest enough to say I am a risk.
I dont like explaining the following in cover letters or personal statements because I just feel its a cop-out and that I am just making excuses, but during my undergraduate I was a pig headed. When I started first year I became very sick and had to drop out mid way and start again. It took doctors 9 months to figure out I had a serious infection, and they put me on antibiotics and a few months later I recovered. I went back to uni and got a first in my first year. In second year I became seriously ill again and spent more time in hospital than actually attending uni. This is where I became pig headed. Doctors and lecturers told me to drop out and come back when I was better. I was told I needed bed rest etc however I thought I could still study and get excellent grades. I thought "Plenty of people get ill and still get a 2i or a first so why cant I?" So I tried and in second year missed the 2i by 1% which annoyed me.
Final year was my saving grace, I was no longer very ill and I only had to go to hospital once a month. I managed to get a mid level 2i by the end of the first semester. In my second semester I was ill again and almost didnt finish, and dropped from a 64% average to a 59% average and I ended up with the 2ii.
I dont believe that it was the constant hospital visits and illnesses that prevented me from obtaining the magical 2i. It was my pig headedness. I never struggled with the material, I just wasnt well enough to study and I didnt listen to the doctors who told me to take things easy. It was hard but like you said, life is hard and you just have to get on with it.
I took a year out between undergrad and my current masters to recover and now that I am free of illness, I have done a lot better. I havent struggled with the work load and I know I am more than capable of gaining a distinction this semester because I am working even harder now than ever. And I think that was the problem at undergrad, despite being ill, I didnt work hard enough, and I am paying the price now.
[quoteI'm sick of hearing people whinge and moan that they want something but either they haven't or can't put the work in to achieve it. Life is not going to hand you a living on a plate you need to earn it.
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I think I can achieve what I want to achieve with hard work and hindsight, I just need people to be as brutally honest with me as they can. If I am not good enough for a PhD I need to know it now so that I can try and find a job or pursue something else. And I needed a wake up call from somewhere.