Chemists like to count in a simplified way, but so that the calculation error does not exceed, e.g., 5%.
Insert c = 380K into both formulas. You will get [H +] = 19.5K or 19K, respectively - 1/20 just gives a 5% error. So for all concentrations for which c exceeds 380 K using the first simpler formula, we do not exceed 5% error in calculations, of course with correct rounding and without some other stupid error. Usually, we use the number 500 which is easy to divide c/K in memory (c divide by 1000, multiply the result by 2 and compare with K). In your case, 2x(0.1/1000) = 2x10-4>K, so you can safely calculate with a simplified formula.