Some carbenes such as CH2 can insert into C-H bonds but CCl2 does not, because it is more stable than CH2. This is because p orbitals on Cl can overlap with the empty p orbital on C, stabilising the carbene and making it less reactive. The same goes for other dihalocarbenes and also those with N, O or S substituents. CCl2 will however react with alkenes to give cyclopropane derivatives as CH2 does.