That's where I was going with it, yeah. Your question just has the barest of hints - "the reaction of calcium bicarbonate in water." But if you've gone to Wikipedia, you know that calcium bicarbonate isn't stable in water, so you now know what reaction to write. Sodium bicarbonate is, and so is sodium chloride for example, so if someone wrote, "Write the reaction for sodium chloride in water" it'd be even more confusing. Yet, the ionization could be considered a reaction. Really depends on what the instructor wants, based on what you've learned recently.