Borek - maybe it is a language thing (English your first language?), but you are taking me too literally. From the context you should realize that I am not talking about "affinity" as in eV's. I have not defined electron affinity because I wasn't talking about it. You assumed I was. I was actually talking about love. Hydrogen loves it's electrons more than silver, but not as much as gold does. OK I think I'm safe because unless they've come up with some new chemical terms in the last few years, I don't think "love" is in the CRC handbook.
There is a reason why "love" is not in the CRC handbook - it is not precisely defined, it can't be measured, it can't be used to predict properties of elements, so in this context it is useless.
It is similar problem like with dissolving silver in acids - you need to be precise with what you really mean, otherwise things you say don't mean anything.
English is my second language, but the way I see it is not the problem here. Problem is you are trying to use hand waving for the explanation. Sorry, it won't work. You need to be precise with the meanings, otherwise sooner or later we will run into communication problems - as we already did.
Let me get back to the original question, because I would like to understand better. Rather than you simply telling me what I'm saying wrong, help me understand the right answer. I originally said that electronegativity explains why sliver and gold react the way they do with hydrogen ions. You said I was confusing electro. with reactivity. Are you saying that reactivity is the correct explanation? If so, what causes one material to be more reactive than another (admittedly I think this can be a complicated answer).
Reactivity is a property that can be checked - basically it says which metal replaces which metal in the solution. As these reactions are in a way similar to the reaction between metals and H
+ cations, H
+ is also on the list. This is checked experimentally and the series can be used to predict what will happen when you add piece of a metal to the solution containing H
+ or other metal cations. Does it explain "why"? Depends on how you look at it, I would say it doesn't.
But there is really no simple explanation. Basically reactivity of the metal in water solutions depends on its ionization energy and solvation effects. The lower the ionization energy, the more reactive the metal, the higher the solvation enthalpy, the more reactive the metal, but in some cases both can counteract each other, plus often we are talking about several ionization steps, each with its own ionization energy and each cation with its own solvation enthalpy. This can become quite complicated. Reactivity series ignores all these considerations, just gives a final (and because of the fine details not always precise) answer.