There's simply no jobs anymore for chemists out there. Take a look around, most people that call themselves 'chemists' haven't been able to hold on to a job for longer than 5-8 years. In fact, I bet most of the people you run into in the chemical industry have had 3, 4, or more jobs within the past decade. How can one ever expect to buy a house or start a family with that kind of job insecurity? The only thing this worthless degree in chemistry has gotten me are permatemp jobs with no benefits for $18/hr. I regret every single day of my life wasting time and money on this worthless chemistry degree. At this rate, it'll only take me the next 25 years between temp job after temp job to payoff all these student loans. I've done job search after job search and the only jobs out there are for A.)temps and B.) terribly mundane, boring, and low paying QC or method development work. There's a reason why there are so many listings for quality control/analysis/method development work--it's because people hate doing it and quit not long after starting which forces companies to constantly rehire.
For all you youngins out there, stay absolutely clear of chemistry and pretty much science in general. It is a TERRIBLE career. There's never ending wave after wave of layoffs after companies get done their projects that fail after 5 years, more and more companies have moved to hiring people as low paid permatemps with no benefits, and there is literally no job security. If you truly love science that much, just be prepared to never be able to own a house or start a family because you will constantly be under the threat of job loss and may have to relocate at any time on a whim. Have a back up plan--go to trade school, earn an accounting degree in parallel, or work for your state's police dept. etc. etc. Anything but trying to be a chemist is better. Believe me, if you try to delve into this crapfest you'll get to know the names like ManPower, Kelly Services, or Aerotek quite well as a permatemp.
Getting a PhD will barely help you out either. You'll spend years and years slaving away doing worthless post doc after post doc for borderline poverty wages to have almost a slim to none chance at getting an academic position. A PhD in industry gets you almost no where these days also, you'll simply be "too overqualified" for many positions.