-18-crown-6 solvates the potassium ion in KMnO4 while the quad. ammo. salt solvates the MnO4- anion, basically.
If the crown ether is that expensive, then don't buy it. (My recommendation) Instead, why not make some yourself? You could use Williamsom ether synthesis, though chances are there will be multiple products.
Toxicity can be handled with some antidote (if possible), some PPE, and a fume hood. In factories people carry around hydrofluoric acid while whistling, and people almost never get hurt. Why so afraid of crown ethers?