Whether heating is necessary will be determined by your exact substrate, though in toluene odds are you won't need to reflux the reaction.
If this is a new reaction with no close analogues in the literature you always should start conservatively if the starting material is at all precious. So for this one you would start at rt and let it go for a while, if no reaction is happening raise the temp by ~10 ºC and let it go for a while again. Keep doing this until you see reaction taking place then hold until complete.
If the starting material is relatively cheap then I would go ahead and start at 60 ºC and see what happens. If you get a lot of decomp then drop the temperature down for your next test reaction, if it isn't going then raise the temp up.