Elements of thought:
The strength of a neutral atom to gain an electron isn't the same as the strength of the positive ion to gain one and get neutral (the latter being, possibly with a sign change, the difficulty to abstract an electron from an atom).
Electronegativity is defined for one atom alone in vacuum. What happens in a solvent is different.
Electronegativity is a huge value like 2eV. Equilibria at room temperature, or 26meV, depend on much smaller energies, between sets of compounds, ions, radicals whose transformation has a nearly energy-neutral balance.
I put energy balance because individual transformation steps can overcome a higher barrier, only improbably hence less often. So while molecules may collide every ns (gas) or ps (liquid), a reaction can take hours.
Electronegativity doesn't determine simply the strength of a bond. For instance, H-H has 436kJ/mol and H-Cl 432kJ/mol, but the reaction proceeds because Cl-Cl has only 243kJ/mol.